Unlock the Best Alaska USA Auto Loan Rates 2023

Welcome to our blog on Alaska USA Auto Loan Rates 2023! If you’re in the market for a car and considering a loan to finance your purchase, you’ve come to the right place. In this blog, we’ll break down all you need to know about auto loans, specifically those offered by Alaska USA Credit Union. Auto loans can be a great way to make car ownership affordable and accessible. We’ll explore the benefits, types of loans, interest rates, loan terms, and much more to help you make informed decisions about your auto financing. So, let’s dive in and demystify the world of auto loans!

Table of Contents

Benefits of Alaska USA Auto Loan Rates

Let’s begin by talking about why auto loans can be a good thing:

1. Affordable Car Ownership: Auto loans help you spread the cost of a car over time. Instead of paying a large sum upfront, you can make manageable monthly payments, making it easier to own a vehicle.

2. Convenient Payment Options: Most auto loans offer flexible payment plans, allowing you to choose a schedule that suits your budget. This convenience can make car ownership more accessible.

3. Opportunity for Better Cars: Auto loans can open the door to better, more reliable vehicles. With the ability to finance, you may be able to afford a car with more features and a higher quality.

4. Building Credit Score: Making regular payments on your auto loan can positively impact your credit score. This can help you secure better financial opportunities in the future.

Auto loans aren’t just about getting a car; they’re about making car ownership a more realistic and rewarding experience.

Understanding Alaska USA Auto Loans

Let’s take a moment to break down what auto loans are all about:

Auto Loan Basics: Auto loans are a way to borrow money to buy a car. This means that instead of paying for the car in full upfront, you can get a loan from a bank, credit union, or other lender to cover the cost. Then, you pay back the borrowed money over time, plus some extra for the lender’s services, typically in monthly installments.

Interest Rates: When you borrow money through an auto loan, the lender charges you interest. This is like a fee for using their money. The interest rate can vary based on factors like your credit score and the lender’s policies. Lower interest rates mean you pay less in the long run.

Loan Terms: Auto loans come with specific terms. This means you agree to pay back the loan over a certain period, usually in months. The length of the loan, known as the term, can vary. Shorter terms mean higher monthly payments but less interest paid overall, while longer terms have lower monthly payments but more interest paid.

Down Payments: When getting an auto loan, it’s common to make a down payment, which is an initial payment in cash or trade-in value. A down payment reduces the amount you need to borrow and can also affect your interest rate.

Credit Scores: Lenders often consider your credit score when deciding whether to give you an auto loan and what interest rate to offer. A good credit score generally means better loan terms, while a poor credit score might result in higher interest rates or even loan rejection.

So, auto loans are essentially a way to make car ownership more affordable by spreading the cost over time, but it’s important to understand the terms, interest rates, and how your credit score plays a role in the process.

Alaska USA Credit Union

Alaska USA Credit Union is a financial institution that helps people manage their money and offers various financial services. It’s not like a traditional bank; it’s a cooperative, which means that it’s owned by its members, the people who use its services.

Why Choose Alaska USA Auto Loan 

Alaska USA Credit Union is known for providing auto loans. Many people choose this credit union for auto loans because:

Good Customer Service: They often have friendly and helpful staff who can guide you through the loan process.

Competitive Rates: They try to offer good interest rates, which can save you money on your loan.
Membership Benefits: When you join Alaska USA, you become a member and get access to various services and products like checking and savings accounts.

Membership Eligibility

Not just anyone can join Alaska USA Credit Union. Usually, you need to meet certain criteria, like living in a specific area or being affiliated with certain groups, like the military. Eligibility requirements may vary, so it’s a good idea to check if you can become a member.

Membership Eligibility to Join Alaska USA Credit Union

To become a member of Alaska USA Credit Union, you need to meet specific criteria. Here’s how you can qualify:

1. Location-Based Eligibility: One common way to join is by living, working, or attending school in certain geographic areas. These areas often include Alaska, Washington, Arizona, and California. If you’re in one of these regions, you’re likely eligible.

2. Military Affiliation: Alaska USA Credit Union has a strong connection with the military community. If you’re an active-duty or retired military member, a National Guard or Reserve member, or a civilian employee of the U.S. Department of Defense, you can generally join.

3. Immediate Family: Even if you don’t meet the above criteria, you can still be eligible if you have an immediate family member who is already a member of Alaska USA Credit Union. Immediate family usually includes spouses, children, parents, and siblings.

4. Associations and Employer Groups: Some organizations, associations, or employer groups may have partnerships with Alaska USA Credit Union that allow their members or employees to become members.

It’s important to note that eligibility requirements can change, so it’s a good idea to check with the credit union directly or visit their website for the most up-to-date information on membership eligibility. Joining a credit union can often come with various benefits, such as competitive rates and a sense of community.

Types of Auto Loans

When it comes to auto loans, there are a few different options to consider:

1. New Car Loans: These loans are for buying brand-new cars. They often come with lower interest rates because new cars are considered less risky for lenders.

2. Used Car Loans: If you’re looking to buy a pre-owned vehicle, you’d go for a used car loan. The interest rates may be slightly higher than those for new cars because used cars tend to have more wear and tear.

3. Refinance Auto Loans: Sometimes, people want to change their existing auto loan, either to lower their monthly payments or get a better interest rate. Refinance auto loans can help with that.

4. Lease Buyout Loans: If you’ve been leasing a car and decide you want to keep it permanently, you can get a lease buyout loan to purchase the vehicle. This is common when you’ve grown attached to your leased car and don’t want to give it back at the end of the lease term.

Each type of auto loan has its own advantages and considerations, and the right choice for you often depends on your specific needs and circumstances. It’s important to explore these options and find the one that suits your situation best.

Interest Rate

Interest rates are an essential part of any auto loan. They can impact how much you ultimately pay for your car. Here’s what you need to know:

1. What Are Interest Rates?: When you borrow money through an auto loan, the lender charges you interest. Think of it as a fee for using their money. Interest rates are usually expressed as a percentage of the loan amount. For example, if you borrow $10,000 at a 5% interest rate, you’ll pay $500 in interest.

2. Factors Influencing Interest Rates: Several factors can affect the interest rate you’re offered. These include your credit score, the loan term, and the lender’s policies. A higher credit score often leads to lower interest rates, while longer loan terms or riskier borrowers might result in higher rates.

3. Current Alaska USA Rates: To get the most up-to-date information on interest rates, it’s best to contact Alaska USA Credit Union directly or visit their website. They often offer competitive rates to their members.

4. How to Get the Best Rates: To secure the best interest rates, it’s a good idea to work on improving your credit score, choose a shorter loan term, and shop around with different lenders to compare rates.

Remember, the lower the interest rate, the less you’ll pay in interest over the life of the loan, which can save you money in the long run. Understanding interest rates is a crucial part of making informed decisions when taking out an auto loan.

Loan Terms

When you’re getting an auto loan, it’s important to understand the concept of loan terms. Here’s what it’s all about:

1. Short-term vs. Long-term Loans: Loan terms refer to the length of time you have to repay your auto loan. In simple terms, it’s how many months you have to make your payments. Auto loans can have short terms, like 36 or 48 months, or long terms, like 60, 72, or even 84 months.

2. Impact on Monthly Payments: The length of your loan term has a direct impact on your monthly payments. Shorter loan terms typically mean higher monthly payments because you’re paying off the loan in a shorter time. Longer terms result in lower monthly payments because you’re spreading the payments over a longer period.

3. Which Term Is Right for You: The right loan term for you depends on your budget and financial goals. Short-term loans can be a good choice if you want to pay off your car quickly and pay less interest over the life of the loan. On the other hand, long-term loans can make your monthly payments more manageable, but you may end up paying more in interest.

Understanding loan terms allows you to choose a repayment schedule that fits your budget and financial situation. It’s important to weigh the pros and cons of short-term and long-term loans to make the best decision for your needs.

Down Payments

When you’re considering an auto loan, down payments are an important aspect to understand. Let’s break it down:

1. Importance of Down Payments: A down payment is an upfront amount of money you pay when buying a car. It might be a portion of the car’s total cost. Down payments are important because they reduce the amount you need to borrow. This can lead to lower monthly payments and less interest paid over the life of the loan.

2. How Much Should You Put Down: The amount of your down payment can vary. It’s often recommended to put down at least 20% of the car’s purchase price. However, some lenders may accept smaller down payments, or you might choose to put down more if you can afford it.

3. Options for No or Low Down Payment: While down payments are generally recommended, some lenders offer options for no or low down payment loans. Keep in mind that with these options, your monthly payments may be higher, and you might pay more in interest over time.

Understanding the role of down payments in auto loans helps you make a financial decision that aligns with your budget and long-term goals. It’s often a good idea to save for a down payment to enjoy the benefits of lower monthly payments and less interest over the life of the loan.

Credit Scores

Credit scores play an important role when you’re considering an auto loan. Here’s what you need to know:

1. Role of Credit Scores in Loan Approval: Lenders often check your credit score when you apply for an auto loan. Your credit score is like a report card of your financial responsibility. It helps lenders determine how likely you are to repay the loan. A higher credit score generally makes it easier to get approved for a loan.

2. How to Improve Your Credit Score: If your credit score is on the lower side, there are ways to improve it. Paying bills on time, reducing credit card balances, and not opening too many new accounts can all positively impact your credit score.

3. No Credit vs. Bad Credit: Some people have no credit history because they haven’t used credit in the past, while others have bad credit because of financial missteps. Both situations can affect your ability to get a loan, but there are often options available for those with no or bad credit, albeit with higher interest rates.

Understanding credit scores is crucial because they influence the terms of your auto loan. A good credit score can lead to lower interest rates, which can save you money in the long run. However, if your credit isn’t great, there are still options available to help you finance a car.

Application Process

Getting an auto loan involves a step-by-step process, and understanding it can make the experience smoother:

1. Completing the Loan Application: The journey begins by filling out a loan application. This application asks for information about you, your finances, and the car you want to buy. It’s important to be honest and accurate when providing this information.

2. Required Documents: Lenders will often require certain documents to support your application. These might include proof of income (like pay stubs), identification (such as a driver’s license), and possibly information about the car you want to buy (like the vehicle’s identification number).

3. Loan Approval Timeline: After submitting your application and documents, the lender reviews your information. The time it takes for approval can vary, but many lenders aim to process applications quickly. It’s a good idea to ask the lender for an estimate of the approval timeline.

The application process is a crucial step to secure an auto loan. Being well-prepared with the necessary documents and information can help speed up the approval process and get you closer to owning your desired vehicle.

Loan Calculators

Loan calculators are handy tools to help you understand your auto loan better. Here’s what they do:

1. How to Use Loan Calculators: Loan calculators are usually available online. You input some information about your loan, like the loan amount, interest rate, and loan term. Then, the calculator does the math to show you estimated monthly payments.

2. Estimating Monthly Payments: Loan calculators are great for estimating how much you’ll pay each month for your auto loan. By adjusting the variables, like interest rate or loan term, you can see how these changes affect your payments.

3. Planning Your Budget: Loan calculators also help you plan your budget. By using a calculator, you can figure out if the monthly payments fit comfortably within your budget. This helps you avoid taking on a loan that might strain your finances.

Loan calculators are a valuable tool for potential car buyers. They provide insights into the financial aspects of an auto loan, helping you make informed decisions about how much you can afford and what loan terms work best for your budget.

Loan Repayment

Once you’ve secured an auto loan, it’s important to understand how to manage the repayment effectively:

1. Managing Monthly Payments: Your auto loan will come with a fixed monthly payment. It’s crucial to manage this payment by ensuring it’s made on time every month. Timely payments help you maintain a good credit history.

2. Making Extra Payments: If you have the means, making extra payments beyond the required monthly amount can be a smart financial move. It can help you pay off the loan faster and reduce the total interest you pay.

3. Early Loan Payoff: Some auto loans have prepayment penalties, while others don’t. If yours doesn’t penalize early repayment, consider paying more than the minimum each month to pay off your loan early. This can save you money on interest in the long run.

Effective loan repayment is key to successfully managing your auto loan. It ensures you build a positive credit history and can help you become debt-free sooner. It’s essential to budget for your monthly payments and consider making extra payments if it fits your financial situation.

Auto Loan Insurance

Auto loan insurance is a crucial aspect of the auto loan process. Let’s dive into what it involves:

1. Types of Insurance Required: When you get an auto loan, lenders typically require certain types of insurance. These include liability insurance (to cover damage or injuries you cause to others), collision insurance (to cover damage to your car in an accident), and comprehensive insurance (to cover theft, vandalism, and other non-accident damage). Lenders may require these coverages to protect their investment in case something happens to the car.

2. Optional Coverage: While some insurance types are required, others are optional. For example, you can choose to add medical payments coverage, uninsured motorist coverage, or roadside assistance. These can provide extra protection but are not mandatory.

3. Finding Affordable Insurance: It’s important to shop around for insurance to find the best rates. You can get quotes from different insurance companies to compare prices and coverage options. Choosing the right insurance can help you get a good deal and ensure you have the protection you need.

Auto loan insurance is designed to protect both you and the lender, making it a vital part of the auto loan process. Understanding the required and optional coverages and seeking affordable options can help you secure the right insurance for your vehicle.

Loan Preapproval

Loan preapproval is a helpful step to consider when you’re thinking about getting an auto loan. Here’s what it’s all about:

1. Advantages of Preapproval: Getting preapproved for an auto loan means a lender has reviewed your financial information and determined the amount they are willing to lend you. This provides several advantages.

  •  You’ll know how much you can spend on a car, which helps you shop within your budget.
  •  Sellers and dealers often take you more seriously when you’re preapproved, as they know you’re a serious buyer.
  •  Preapproval can give you an edge in negotiating a better deal. 

2. Getting Preapproved: To get preapproved, you typically need to complete a loan application and provide financial documents to the lender. This may include proof of income, employment information, and your credit history.

3. Understanding Preapproval Terms: When you receive a preapproval offer, it will include terms like the loan amount, interest rate, and the duration of the loan. Carefully review these terms to make sure they align with your financial goals.

Loan preapproval is a valuable step in the auto buying process. It gives you a clear picture of your budget and can enhance your negotiating power when purchasing a vehicle. It’s a good idea to explore preapproval options before you start shopping for your new car.

Alaska USA Branches

Alaska USA Credit Union has physical branches where you can go for in-person assistance with your auto loan and other financial needs. Here’s what you should know:

1. Locating the Nearest Branch: Alaska USA has branches in various locations. To find the nearest one to you, you can use their website or mobile app. This way, you can access their services in person when necessary.

2. In-Person Application Assistance: If you prefer a face-to-face experience, you can visit an Alaska USA branch for help with your auto loan application. The staff at these branches can guide you through the process and answer any questions you may have.

Visiting a branch can be a convenient way to get personalized assistance and support during the auto loan application process or for any other financial needs you may have. Make sure to check their website or contact your local branch for specific information about services offered and operating hours.

Online Banking

Online banking is a convenient way to manage your finances using the internet. Here’s how it works:

1. Managing Your Auto Loan Online: With online banking, you can keep track of your auto loan and make payments using a secure website or mobile app. This means you can check your loan balance, make payments, and even set up automatic payments without visiting a physical bank branch.

2. Setting Up Online Payments: Online banking allows you to schedule your auto loan payments so they’re made on time, helping you avoid late fees. You can choose the payment date and set up reminders to ensure you don’t miss any payments.

3. Customer Support: Many online banking platforms provide customer support through chat, email, or phone. This makes it easy to get assistance or answers to your questions without going to a physical location.

Online banking makes it convenient to manage your auto loan from the comfort of your own home. It’s secure and user-friendly, making it a popular choice for people looking to simplify their financial tasks.

Loan Refinancing

Loan refinancing is a financial strategy you can consider once you have an auto loan. Here’s what it involves:

1. When to Consider Refinancing: Refinancing is usually a good option when you can secure a new loan with better terms, such as a lower interest rate. It can be beneficial if your credit has improved since you originally took out the loan or if market interest rates have dropped.

2. Process of Refinancing: To refinance your auto loan, you apply for a new loan with a different lender. If approved, this new loan pays off your existing auto loan. From there, you make monthly payments on the new loan under the new terms.

3. Pros and Cons: The pros of refinancing include potentially lower monthly payments and saving money on interest. However, it’s essential to be aware of any fees associated with the new loan and to consider that extending the loan term may result in paying more interest over time.

Refinancing your auto loan can be a smart move if it leads to better terms and lower costs. It’s a financial strategy to consider if you think you can improve your loan situation by securing a new, more favorable loan.

Understanding Alaska USA Federal Credit Union

Alaska usa auto loan rates 2023


What is Alaska USA Federal Credit Union?

Alaska USA Federal Credit Union is a well-established financial institution that serves to the residents of Alaska and certain regions in the Pacific Northwest. It offers a wide range of financial services including savings and checking accounts, credit cards, mortgage loans, and of course auto loans.

Okay but why we should choose this loan, is it have any benefits in my finance? Well below is your answer

Why Choose Alaska USA Auto Loan?

Benefits of Alaska USA Auto Loan

  1. Competitive Interest Rates: One of the primary reason for borrowers to choose Alaska USA is the competitive interest rates that they offer on auto loans. These rates can potentially save borrowers a significant amount of money over the life of their loan.
  2. Flexible Loan Terms: Alaska USA provides flexibility in choosing the loan terms. Borrowers can select the loan duration that aligns with their financial situation whether it is a shorter term with higher payments or a longer term with lower monthly Installments.
  3. Loan Protection: The credit union offers insurance options including Guaranteed Asset Protection (GAP) insurance and Mechanical Repair Coverage, to protect borrowers in case of the unexpected events or the repair expenses.
  4. Online Services: Alaska USA provides a user-friendly online platform that allows borrowers to manage their loans, make payments, and access account information conveniently.
  5. Local Service: For Alaskans and those in the Pacific Northwest, Alaska USA’s local presence means you can visit a branch or you can just contact customer service for in-person assistance.

Types of Alaska USA Auto Loans

  1. New Auto Loans: Alaska USA offers financing for the new vehicles, typically at lower interest rates. New auto loans are ideal for those who looking to purchase the latest models with all the modern features.
  2. Used Auto Loans: If you are in the market for a pre-owned vehicle, Alaska USA’s used auto loans that provide an affordable financing option. Also Interest rates on the used auto loans may be slightly higher than the new auto loans.
  3. RV and Motorcycle Loans: In addition to the traditional auto loans, Alaska USA extends its financing to recreational vehicles (RVs) and motorcycles. Borrowers interested in exploring the great outdoors can secure financing for their dream RV or motorcycle.
  4. Specialty Vehicle Loans: Specialty vehicle loans cater to the unique transportation needs. Whether it’s a boat, jet ski, snowmobile, or even an ATV, Alaska USA can help in finance these specialty vehicles.
  5. Green Vehicle Loans: For environmentally conscious buyers, Alaska USA offers green vehicle loans with favourable terms for electric and hybrid vehicles. These loans often come with lower interest rates to encourage eco-friendly choices.

Key Difference Among Alaska USA Auto Loan Types

  1. Interest Rates: The most significant difference among the loan types is the interest rate. New auto loans typically have lower interest rates compared to the used auto loans due to the reduced risk associated with new vehicles.
  2. Vehicle Age and Mileage: Alaska USA defines specific criteria for the age and mileage of vehicles eligible for different loan types. New auto loans are reserved for brand-new vehicles, while used auto loans accommodate pre-owned vehicles with certain criteria.
  3. Loan Terms: Loan terms can also vary based on the type of vehicle. New auto loans may have the longer terms, while used auto loans are usually have shorter terms due to the older age of the vehicles.
  4. Interest Rate Discounts: Alaska USA offers interest rate discounts for factors like automatic payments and membership tenure. Borrowers should explore these discounts to potentially reduce their interest costs.

Okay now you may very clear with the Auto loans let’s move to its application process so that we can apply for it.

The Alaska USA Auto Loan Application Process

  1. Membership: To access Alaska USA auto loans, you must be a member of the credit union. The membership process typically involves opening a savings account and meeting the specific eligibility criteria, which often include living or may be working in the eligible regions.
  2. Prequalification: Before shopping for your vehicle, consider getting the prequalified for loan. This will provide you with an estimate of the loan amount that you can secure and also the interest rate.
  3. Vehicle Selection: Once you pass the prequalified process, you can start shopping for your desired vehicle. This is the exciting part where you can choose the make, model, and the features of your dream car.
  4. Loan Application: When you’ve found your vehicle, complete the auto loan application, which may be done online or in person at an Alaska USA branch. Be prepared to provide the personal and the financial information.
  5. Loan Approval: Alaska USA will review your application and, if approved, then they will provide you the terms and conditions of the loan. Carefully review the interest rate, loan duration, and any associated fees.
  6. Vehicle Inspection: For used vehicles, Alaska USA may require a vehicle inspection to ensure it meets their criteria. This step ensures that the vehicle is in good condition.
  7. Finalize the purchase: With the loan approved and the vehicle inspected (if necessary), you can complete the purchase, sign the necessary documents, and take possession of your new or used vehicle.
  8. Repayment: Start making your regular monthly payments according to the terms of your auto loan. You can often set up automatic payments for convenience.


In this blog, we’ve covered a wide range of topics related to Alaska USA Auto Loan Rates. We’ve explored the benefits of auto loans, the different types of auto loans available, the importance of interest rates, understanding loan terms, down payments, credit scores, and more.

We’ve also discussed essential aspects of the application process, loan calculators, the significance of loan repayment, auto loan insurance, loan preapproval, and the convenience of online banking.

Alaska USA Credit Union offers a variety of services to make your auto loan experience as smooth as possible. With their branches for in-person assistance, online tools, and special offers, they aim to provide you with the support and information you need to make informed financial decisions.

Remember, when considering an auto loan, it’s vital to understand your options, budget wisely, and make choices that align with your financial goals. Whether you’re a first-time car buyer or looking to refinance your existing loan, Alaska USA Credit Union is here to assist you every step of the way.

We hope this blog has provided you with valuable insights to make your auto financing journey a successful one. If you have more questions or need further assistance, don’t hesitate to reach out to Alaska USA Credit Union for personalized support.

Here are some frequently asked questions (FAQs) related to Alaska USA Loan Rates:

What types of auto loans does Alaska USA Credit Union offer?

  • Alaska USA Credit Union offers new car loans, used car loans, lease buyout loans, and loan refinancing options to suit different needs.

How do I become a member of Alaska USA Credit Union?

  •  You can become a member by meeting specific criteria, including living in certain areas, military affiliation, or being associated with eligible organizations. You can check the eligibility requirements on the Alaska USA website.

What factors influence the interest rates for auto loans?

  • Interest rates can be influenced by factors such as your credit score, the loan term, and the lender’s policies. Higher credit scores often lead to lower interest rates.

Can I apply for an auto loan online with Alaska USA Credit Union?

  • Yes, you can apply for an auto loan online through their website. The online application process is designed for your convenience.

 What is loan preapproval, and how can it benefit me?

  • Loan preapproval is when a lender reviews your financial information and offers a loan amount you’re qualified for. It’s beneficial as it helps you know your budget, makes you a more attractive buyer to sellers, and can enhance your negotiation power.

Are there any special promotions or discounts available for auto loans at Alaska USA Credit Union?

  • Alaska USA often offers seasonal promotions, discounts, and limited-time offers. Check their website or contact them for the most up-to-date information on any current promotions.

Can I manage my auto loan online, and are there mobile apps for that?

  • Yes, Alaska USA Credit Union provides online banking services and mobile apps that allow you to manage your auto loan online, including making payments and tracking your loan’s progress.

 Is it possible to refinance my auto loan with Alaska USA Credit Union if I find a better rate elsewhere?

  •  Yes, you can refinance your auto loan to get better terms, which may include a lower interest rate. It’s essential to review your existing loan agreement and check for any potential refinancing fees.

Is it good to have a personal loan to buy car?

Well it depends There are lot of factors that you have to consider before choosing either a personal loan or a car loan to finance your car purchase. Listed below are some of the important points that you should consider before choosing one of these options:

Is a car loan and an auto loan the same?

A car loan is the another name for an auto loan. A car loan is a loan that allows you to borrow money from a lender to purchase car. The main difference between a car loan and the auto financing is the financing source. A car loan is usually provided by a bank or the credit union.

What is auto loan interest?

Auto loan interest is a percentage of the loan amount that you pay monthly in addition to the principal. It’s calculated daily based on the amount of the principal. The daily interest rate is equal to the annual rate and then divided by 365 (366 during a leap year).

What is auto personal loan?

A personal loan is an unsecured loan that doesn’t require any collateral. The amount of a personal loan may depends on factors like your monthly income, your credit score, and the employment status. A personal loan can be used to buy a car.

Some examples of auto loan interest rates?

BankBazaar: 8.60%
CreditMantri: 7.25% – 14.00% for used car loans
SBI: 8.65% to 9.35% for certified pre-owned car loans
Canara Bank: 7.30% – 9.90%
Bank of India: 7.35% – 7.95%
ICICI Bank: 7.35% – 7.95%
HDFC: 8.85%

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